The Asset Allocator

• Mutual funds
• Variable annuities
• 401(k)s
• 403(b)s

The Asset Allocator program may be applied to your already existing investment accounts.*

The Asset Allocator is designed for investors who want to position their investments for changing market conditions and generally remain fully invested, while not having to constantly monitor the markets and choose the investments themselves.

* Limitations apply. Consult your financial representative or Absolute Capital Management to learn the platforms and products upon which our management is available.

Diversified Portfolio Construction

The Asset Allocator offers five investment models based on risk tolerance profiles that guide portfolio construction. Ranging from Income to Aggressive Growth, each model offers weightings among domestic equities, international equities and bonds (note: all models may not invest in all asset classes). The percentage allocations within each asset class are based upon the risk tolerance level of the model. You and your financial representative will determine the investment model that matches your investment objectives, as well as your willingness and ability to take risk. Over time, your goals and objectives may change, and you should work with your financial representative to determine if changes to your investment model are warranted.

The allocations in these charts represent targeted positions based on a fully invested portfolio on a platform with a depth of investment options to select generally up to nine positions. Various factors will impact an account’s actual percentage allocations, including but not limited to maintaining a cash position and investing in more or less than the targeted percentages due to the advisor’s discretion in areas such as model construction or limited platform choices.

Dynamic Asset Class Rotation

The Asset Allocator features an “asset class rotation” strategy that selects and weights asset classes to position the portfolio for current market conditions. Based on the premise that not all investment styles move in lock step, The Asset Allocator’s rotation process is intended to capture the areas of the market that we believe have the strongest characteristics for the period ahead according to our analysis.

Overweighting and underweighting among asset classes is used to tilt the portfolio. Among domestic equities, The Asset Allocator determines allocations across styles (value and growth) and market capitalization ranges (large-, mid- and small-caps) based on our analysis of current market conditions. For international equities, master geographic areas are analyzed (such as Europe, Asia, World, Japan, Foreign, and Emerging Markets). Similar analysis determines the most appropriate bond types for investment (Government, Corporate, and High Yield). Among the three master areas, investors are diversified in up to three asset classes per area for a total of up to nine positions, dependent upon the program chosen. A small cash position may be held to accommodate cash flow requirements.

Professional Fund Selection

With the vast number and types of investment options available in the market today, many investors are overwhelmed with too many choices. Sifting through the sea of available options requires time and research devoted to analysis. The Asset Allocator program benefits from Absolute Capital’s analytics to assess investment options and make fund selections. And, although many types of asset allocation programs do this once and then forget about it, Absolute Capital knows that markets are dynamic and factors change. Fund selection is not a "once-and-done" proposition. For that reason, each reallocation made in The Asset Allocator program relies on a comprehensive review of the current offerings within the universe of investment options for each platform.

Let The Asset Allocator work for you!

• Helps manage risk through portfolio diversification
• Responds to market conditions through asset class rotation
• Alleviates confusion in investment selection through professional fund analysis
• Potentially reduces the effects of large performance fluctuations in any one investment category
• Provides a disciplined approach designed to avoid common investment mistakes, such as emotional reactions to short-term market events
• Account minimum: $30,000